Target allocation that I am aiming for:
- Public Stock (25%)
- Large Cap Company (15%)
- Growth Company (10%)
- Mutual Funds (20%): mostly VTSAX
- Retirement (30%): half traditional and half roth
- Traditional 401k
- Roth 401k
- Traditional ira
- Roth ira
- Real Estate (10%): personally not too interested in rental properties, would rather buy REITs
- Private Equity (10%)
- Employee stock (2%): be extra careful with choosing a startup to join
- Angel investing (5%): only invest what you are willing to all lose
- Pre-IPO investing (1%): may not always turn out to be good deals compared to the IPO price
- Crypto, Metaverse, NFT (3%): only invest what you are willing to lose
- Tax Benefit Accounts (2%): pre-tax deductibles
- HSA: triple tax benefit!
- Navia Transportation Benefits: not too many ways to spend it
- FSA: has to be all spent every year
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